FV40 - Swim
| Pos | No. | Name | Team | Time | Behind |
|---|---|---|---|---|---|
| 1st | 91 | Vanessa Townshend | Tri Preston | 00:22:44 | |
| 2nd | 97 | Mhairi Wear | 00:24:14 | +00:01:30 | |
| 3rd | 126 | Debbie Edginton | Keswick Tri | 00:25:05 | +00:02:21 |
| 4th | 199 | Dawn Winstanley |
Ribby Hall Tri Club | 00:25:13 | +00:02:29 |
| 5th | 17 | Caryn Burke | 00:26:20 | +00:03:36 | |
| 6th= | 143 | Gillian Hammersley | Kendal Tri Club | 00:26:25 | +00:03:41 |
| 6th= | 51 | Kathryn Hind | Leeds Bradford Triathlon Club | 00:26:25 | +00:03:41 |
| 8th | 70 | Katherine Pugh | Tri Preston | 00:27:19 | +00:04:35 |
| 9th | 241 | Hayley Hodgson | Keswick Tri | 00:28:42 | +00:05:58 |
| 10th | 290 | Angie Trippitt | Kendal Tri Club | 00:28:47 | +00:06:03 |
| 11th | 232 | Jane Hallows | Mersey Tri | 00:28:51 | +00:06:07 |
| 12th | 102 | Heidi Atkins | Tri Preston | 00:28:52 | +00:06:08 |
| 13th | 182 | Deborah Raisbeck | 00:29:22 | +00:06:38 | |
| 14th | 115 | Katy Colman | Tri Preston | 00:29:25 | +00:06:41 |
| 15th | 106 | Emma Brain |
HMCC | 00:29:49 | +00:07:05 |
| 16th | 273 | Victoria Pickles | Ribby Hall Tri Club | 00:33:32 | +00:10:48 |
| 17th | 116 | Maria Connolly | 00:34:13 | +00:11:29 | |
| 18th | 285 | Suzanne Sumner | Ribble Valley Tri Club | 00:34:20 | +00:11:36 |
| 19th | 222 | Becky Davies |
Staffs Tri Club | 00:35:32 | +00:12:48 |
| 20th | 327 | Jenny Osborne | 00:36:06 | +00:13:22 | |
| 21st | 294 | Tracy Waterfall-Chadwick | Astley and Tyldesley RR | 00:37:43 | +00:14:59 |